How Can Layaway Impact My Credit?
Layaway was once an extremely popular way for people to pay for more expensive items without having to take out…
Buying vs. Leasing a Car with Bad Credit
If you are in the market for a new car, you may be wondering whether leasing or buying the vehicle…
Medical Collections
There is something wrong with the American healthcare system. The United States is the only industrialized nation where health emergencies…
Sub-Prime Credit
Whatever the reasons for a lower credit score, people with sub-prime credit realize that it can become a bit of…
6 Credit Myths That Somehow Stick Around
Pay off Your Debt to Improve Your Score There is a little bit of truth to this one, but it…
How Does Credit Card Inactivity Impact Your Credit Score?
How Does Credit Card Inactivity Impact Your Credit Score? When trying to improve your credit score, you'll have to be…
How to Maintain Your Credit in the New Year
What’s your New Year’s resolution? To go to the gym more? To eat healthier? To be more patient? The aforementioned…
Debunking the Myths: 5 Facts About Credit Cards
1. Myth: Applying for a credit card only affects your credit score if you use the card. Fact: Applying for…
Credit Report Terminology: Part One: Top 6 Negative Terms
When you get your credit report, you might not understand why you scores are how they are. The report breaks…
Credit Report Terminology: Part Two: 8 Account Types
When you get your credit report, you might not understand why you scores are how they are. The report breaks…